A Complete Guide to Buying Cheap Cars in the UK

A Complete Guide to Buying Cheap Cars in the UK

Two primary ways to buy a used car are direct-from-seller or at a dealership. An overwhelming majority of people buy used cars through the dealership as it offers more protection, such as guarantees if anything goes wrong with the vehicle in the first few months. 

When it comes to finding a used car online, plenty of websites sell all sorts of vehicles. The most popular ones are:

AutoTrader

Cinch

Cazoo

Heycar

CarSupermarket

Cargiant

CarShop

You can also use classified websites like Gumtree and eBay, although the vehicles sold on these platforms will be straight from a private seller, not a car dealership.

Make sure these vehicles exist, do the necessary checks, and always view them before buying. Most people begin their car journey on Auto Trader because of its long history of selling used cars online, alongside its advanced search tools that make it easy to find a used vehicle.

That’s not to say you can’t use other options on the market, but Auto Trader is still seen as the holy grail when searching for the best-used cars. 

What should I look for in a used car?

You’ll want to purchase a used car with confidence, which means going through a checklist before you see it in person. You should also perform an HPI check.

HPI Checks

An HPI check is a Hire Purchase Investigation, and it was initially created to provide reports for people buying used cars to stop fraud.

HPI works alongside the DVLA, insurers, and the police to help people purchase good-quality second-hand vehicles. 

An HPI check will:

See if the car owes outstanding finance

Has previously been written off. For example, it is classified as a Cat D

Has been stolen

If the mileage shown is genuine and matches the car’s previous MOT

If it has a current MOT 

The number of previous owners

Identification details such as the VIN (Vehicle Identification Number)

The number of the number plate, as well as colour changes

If the vehicle has been scrapped or exported

If you have the registration number, you can perform an HPI check on any car. Some finance companies, such as Carmoola, will perform this check for you for free.

Most HPI checks cost around £10, although the prices vary depending on the date you perform the check.

How do I know if a used car is a good price?

You can look on car sale websites and compare models with a similar mileage to see if the price stacks up.

Some websites, like Auto Trader, even offer a barometer, which checks whether a car is a good deal and in line with market value or overpriced. 

You can also use online car-valuation tools to get an approximate valuation for the car you’d like to buy – most work by asking you to enter the registration and mileage.

Once you have the price, it is easier to negotiate with the dealership or seller. 

Ready to search for the best-buy used car?

Your search will almost always start online, so knowing where to go and which tools to use is handy. With the tips in this guide, you can give yourself the best chance of finding a great used car online and driving away a happy car owner. 

Another thing that’s going to make you the happy owner of a new set of wheels is our convenient finance options.

We provide Hire Purchase agreements to suit most budgets. Getting finance with Carmoola is fast and simple, with the entire process carried out entirely online.

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